It’s nice to combine this card with the Wells Fargo Propel American Express® card, but it’s a long-term project if you don’t already have one or the other. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered. As more airlines move to dynamic — and usually higher — pricing of their mileage awards, they’re giving us less incentive to use their cobranded cards to earn miles. Instead, it offers an outstanding 5x rewards on gas, grocery and drugstore purchases for six months, on up to $12,500 spent — 3.5 additional points over the usual 1.5 points toward airfare. Wells Fargo Visa Signature Card Review Application Link Wells Fargo Visa Signature Benefits 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Featured photo by Wyatt Smith/The Points Guy. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … Points can be redeemed for hotels, car rentals and cruises as well as cash back. Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. Expert review. Wells Fargo Visa Signature ® Card Terms and Conditions. In other words, 100 points are worth $1. USA. Redemptions through a Wells Fargo ATM are available in increments of $20, or 2,000 points. Terms apply to the offers listed on this page. Finally, this card’s secret power is that it increases the value of your Go Far Rewards earned from your Wells Fargo Propel American Express® card. Wells Fargo Visa Signature ® Card Terms and Conditions You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. This card has security features that are standard in the industry, including account and activity alerts and zero liability protection. Earn 2% unlimited cash back towards your financial goals. You can receive as much as 1.75 cents per point. The Wells Fargo Visa Signature credit card is a card for those who want to earn travel rewards without paying an annual fee or dealing with airline and hotel loyalty programs. Wells Fargo Visa Signature is a card which you can find many good travel and airfare benefits. Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. But when you’re able to combine these two cards and earn rewards worth 4.5% or even 5.25% on many of your purchases, then you could have a winning combination. They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards for small and large businesses. However, this isn’t the best card to use abroad as it comes with foreign transaction fees. The Capital One Venture card and Capital One VentureOne® give you 2 and 1.25 miles, respectively, per dollar you spend. Wells Fargo Visa Signature® Card Review The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. Wells Fargo Visa Signature® Card 2021 Review, Application & Rates " The Wells Fargo Visa Signature® Card starts out strong, but that high rewards rate is only good for six months before dropping to a lower-than-average cash back rate, and your points expire after five years. The card lacks a one-time offer, but each point you earn is worth 50% more when redeemed for airfare purchases. This post contains references to products from one or more of our advertisers. The Wells Fargo Visa Signature Card has a 15-month 0% introductory APR on purchases and any balance transfers made within 120 days of account opening, followed by an APR of 12.49% to 25.49%, based on your creditworthiness. The Wells Fargo Visa Signature card offers a generous sign-up bonus. And it stands apart for travelers by providing a 50% boost to the value of each point that’s redeemed for airfare. The Wells Fargo Advisors By Invitation® Visa Signature® credit card offers travel and entertainment benefits, plus a rewards program through the Wells Fargo Rewards® Program. This site does not include all credit card companies or all available credit card offers. You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. It offers a 0% introductory APR for the first 15 months on purchases, then a 13.49%–26.49% Variable APR after that. The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. All information about the Wells Fargo Propel American Express card, U.S. Bank Visa Platinum Card, and the Wells Fargo Platinum card has been collected independently by … The Wells Fargo Visa Signature® Card * offers up to 5x points per dollar spent on gas, grocery and drugstore purchases during the first six months, which is … Is Wells Fargo Visa Signature Card right for you? 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. Any purchases you make outside of the bonus categories would add another 1 point per dollar to your total. The Wells Fargo Visa Signature® Card, for example, has a reward rate of $1 per 100 points for cash redemption or $1.50 for airfare redemption. Username. View our latest valuations here. Best Cards Cash Back If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Please view our advertising policy page for more information. 5. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. Unused points expire after five years. Wells Fargo Visa Signature® card Overview. Cell Phone Protection– Your cellphone is covered by insurance for $600 per claim and $1,200 per 12-month period with a $50 deductible when you pay your cell phone bill with your Propel card. Wells Fargo Visa Signature Rewards and Bonuses. Please view our advertising policy page for more information. Power U.S. Credit Card Satisfaction Study, Wells Fargo received a score of 783 out of 1,000 and ranked ninth out of 11 national card issues. It’s important to note that for our overall score that we make a number of assumptions about how you would be using your credit card: Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Earn 5x rewards points on gas, grocery, and drugstore purchases for the first 6 months, and 1x points on other purchases. The Wells Fargo Visa Signature card has a lot of great benefits for a no annual fee card. Instead, award travel enthusiasts are looking for ways to earn rewards from their credit cards that they can redeem for any flight on any airline. Leave your review for Wells Fargo Visa Signature Card and help others make the right decision. Here’s how we weighted those feature sets for the overall star rating of a card: We have applied our proprietary rating methodology to every generally-accepted credit card in the U.S. domestic market to allow consumers to make fully informed choices. This card lets you earn up to 50% more value from your points when you choose to redeem them for travel, with up to 5 full years to use all those points. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. Wells Fargo Visa Signature is a card which you can find many good travel and airfare benefits. Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Just note that you have to redeem your points using their Wells Fargo Go Far Rewards portal; you can’t book your reservations directly and then request a statement credit. View the current offers here.. For example, you could redeem 20,000 points for $300 in airfare. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. That means you’ll get the most value out of your points by using them only for flights. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Doing so will get you 50% more value out of each point. The Wells Fargo Visa Signature Credit Card is a $0 annual fee credit card with an attractive initial promotion. Go Far Rewards redemption options include travel (such as air… Earn 3 Amtrak Guest Rewards points per $1 spent with Amtrak, 2 points on other qualifying travel purchases,1 point spent on all other purchases. You'd earn 14,850 points, which would be worth $222.75 when redeemed for flight purchases. Why you can trust this review Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. 2014-04-22. true. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). Finally, it offers you a mobile phone protection plan that covers you when you charge your phone service bill to your card. Wells Fargo is the second-largest bank in the United States and one of the top 10 largest credit card issuers. Typically, Wells Fargo GoFarRewards are worth 1 cent each, regardless of how they are redeemed. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. This is everything you need to know to make a good choice. You may not be approved. The Wells Fargo Visa Signature card has no annual fee and offers 5 points per dollar on grocery, gas, and drugstore purchases of up to $12,500 for the first six months after opening the account. The Wells Fargo Visa Signature Card is another rewards credit card that offers 5x points on up to $12,500 spent on gas, grocery, and drugstores … 1. Wells Fargo Visa Signature; Benefits. Earn 2 points per $1 at US supermarkets on up to $6,000 per year. In the 2019 J.D. Full Review of Wells Fargo Visa Signature Card, Wells Fargo Visa Signature Card’s Outstanding Benefits, Resists or refuses an annual fee on principle or due to cost, Seeks to maximize points or miles earnings across spending categories, Amtrak Guest Rewards® Platinum Mastercard®, Royal Caribbean® Visa Signature® Credit Card. It’s also a rare no-annual-fee card with mobile phone protection. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. This is one of the rare no-annual-fee Visa Signature cards. Learn more about how we review products and read our advertiser disclosure for how we make money. The maximum value of the 3.5 additional points is $656. The Wells Fargo Visa Signature Card is not one of our top-rated rewards credit cards. It offers Visa Signature privileges that include travel, price and purchase protection. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. Earn 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Lines and 1X FunPoints on all other purchases. There's also a 15-month 0% APR promotion period for purchases and balance transfers made within the first 120 days. That’s because points redeemed for airfare are worth 1.5 cents each, 50% more than all other redemptions. This card comes with strong benefits, including 15 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee. But to get really good long-term value from this card, you’ll need to use it for airfare redemptions to get 1.5 or even 1.75 cents per point. You can earn Wells Fargo rewards points –officially called “Wells Fargo Go Far Rewards” points – with three cards: the Wells Fargo Propel American Express Card, the Wells Fargo Rewards Card and the Wells Fargo Visa Signature Card. The best Wells Fargo Cash Wise Visa® card benefits include $150,000 in travel accident insurance, an auto rental collision damage waiver, and $1,200 per year in cell phone insurance. But this card has no annual fee and cellphone protection (with a $25 deductible) with a maximum benefit limit of $600 per claim and $1,200 per 12-month period. So keep this fee in mind if you're thinking of consolidating high-interest debt onto this card. If you're wondering whether Wells Fargo Visa Signature Card is the right card for you, read on. Wells Fargo Visa Signature ® Card Terms and Conditions. In addition to its other remarkable features, the Wells Fargo Visa Signature card offers an impressive array of further perks and benefits, again focusing heavily on the needs of travelers. A RED VENTURES COMPANY. Withdrawal at a Wells Fargo ATM in $20 increments with a Wells Fargo ATM card or debit card; Those who also have the Wells Fargo Visa Signature® Card * … Save Username Checking … © 2021 THE POINTS GUY, LLC. The card details on this page have not been reviewed or provided by the card issuer. The best perks revolve around the 5x points and redeeming them for flights. Either $5 or 5% of the amount of each transfer, whichever is greater. Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes: Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. Using it for non-bonus category purchases would be a solid compliment to the initial 5 points per dollar you'd earn on the Wells Fargo Visa Signature card. Each purchase made in those categories earns 5 points per dollar, which can add up quickly. Investopedia is committed to delivering the best credit card recommendations in the industry. For cards that offer rewards we determine the value per dollar spent along with average redemption values and assign more favorable ratings to cards that offer superior consumer value. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Any other purchases outside those categories made during the introductory period earn 1 point per dollar. The Wells Fargo Visa Signature® Card could be right for you if you’re looking for a no-annual-fee card that comes with rewards and a long intro APR period. You could enhance your rewards earnings by using the Wells Fargo Propel American Express card for purchases outside of the bonus categories on the Wells Fargo Visa Signature card. ; The points earned by this card can be redeemed towards statement credit at a fixed 1 cent/point ratio. Getting the most out of rewards with the Wells Fargo Signature Visa card means using it for every gas, grocery, and drugstore purchase during the first six months after obtaining the card. For example, if you purchase a travel reservation from a foreign airline or hotel, you might be charged in U.S. dollars, but since the transaction is processed outside of the U.S., you could still be charged this fee. The Wells Fargo Cash Wise Visa credit card will earn you 1.5% cash back and more. But you’ll want to skip these options and go straight to airfare redemptions. Update: Some offers mentioned below are no longer available. In today's world of non-service customer service, Wells Fargo is a very refreshing change. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. You can review our list of the best rewards credit cards for what we think are better options. You’ll also want to pair it with the Wells Fargo Propel American Express card to get that card’s 3x reward categories. To rate credit cards we objectively assess, score and weight nearly 100 individual card features which roll up into five major feature sets: fees, interest, rewards, benefits and security/customer service. Password. We rate cards on the number and level of over a dozen standard and upscale benefits and provide extra weighting emphasis for those travel-related perks that apply to premium travel cards when present. GoFarRewards points can't be transferred to loyalty programs. Points are worth more when redeemed for airfare. 20k offer: earn 20,000 points when you spend $1,000 in purchases in the first 3 months. In order to get approved for this credit card, you should have a good-excellent credit rating. You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. You will able to gain 5x rewards points. Wells Fargo offers several options for redeeming points through its GoFarRewards program, including travel, gift cards, merchandise, online auctions, and cash back. Card Rating*: ⭐⭐⭐½. For an explanation of our Advertising Policy, visit this page. You can find the full details of each benefit in this guide to benefits. Expert review. It provides 20,000 bonus rewards points when you spend $1,000 in the first three months, a comfortable mark to hit in exchange for reward points that … We'll further assume that you plan to go on a road trip that will use $200 in gas. The Cash Wise Card has no annual fee and offers an easy sign-up bonus. In addition, this card could work well for anyone interested in transferring high-interest credit card debt from another card or financing a major purchase, since it has a 15-month 0% APR promotional period. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. For your security, we do not recommend using this feature on a shared device. Wells Fargo Visa Signature Card is a cashback credit card issued by Wells Fargo Bank. The Wells Fargo Visa Signature Card offers incredible value during the introductory period. The Wells Fargo Visa Signature® card is a good rewards card. This card has a balance transfer fee of $5 or 3% of the transferred amount, whichever is greater, for the first 120 days after opening an account. You can’t be approved for a new Wells Fargo card if you’ve opened another Wells Fargo card within 15 months and you’ve received an introductory offer or offers of waived fees or bonus rewards. 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